Crimes Against the Elderly - 1701 Words

The rapidly increasing population of elderly people has been accompanied by a number of challenges to the elderly, communities, and the state. The frequency of victimization of the elderly through various crimes has escalated with the criminal justice system facing increasing pressure to curb this trend. Despite all states having legislation that target protecting the adult population from crimes, wide gaps in reporting of crimes against the elderly are evident across the nation. The elderly have increasingly become more vulnerable to physical, financial, and emotional abuse. In many cases, citizens who are aware of these abuses may fail to report to the police or the elderly people themselves may fear engaging in legal battles. Many of†¦show more content†¦However, the offenders end up not doing any work thus disappearing with the deposited amount or may do substandard work. Offenders may also approach elderly persons while masquerading as genuine lenders of mortgages and loans. The fraudsters are usually keen to identify those victims who are facing shortages in cash flow and are in dire need of funds for home repairs or medical care. They offer to provide loans but with very high interest rates or repayment schedules far beyond the ability of the elderly person to meet. The fraudulent loans are often made targeting the homes of the borrowers which may have been used as collateral (Johnson, 2003). The second sub-category of financial crimes against the elderly is financial exploitation by caregivers and relatives. The elderly usually trust caregivers and relatives in a greater way than how they may believe strangers. In certain instances, caregivers or relatives may financially exploit elderly people under their care while claiming to be helping them. Some relatives may borrow money from the elderly, only to fail paying it back. Others may make arrangements and sell the possessions of the elderly person without seeking permission from the owner. Financial exploitation also takes place through relatives of an elderly person using his or her ATM or credit card to access finances without the permission of the owner (Johnson, 2003). There are also other instances whereby the elderly areShow MoreRelatedQuestions On Financial Crimes Against The Elderly1795 Words   |  8 Pages1st Topic of Discussion: Financial Crimes Against the Elderly. Please see â€Å"PD 3324† The Committee discussed Preliminary Draft (PD) No. 3324, Financial Crimes Against the Elderly. This drafted legislation will permit a financial institution to release certain financial records to a law enforcement agency of Adult Protective Services (APS) unit if the financial institution reasonably suspects illegal activity in connection with the account, and provides immunity to a financial institution that releasesRead MoreIntroduction . There Are Several Different Types Of Crimes1620 Words   |  7 Pagesof crimes committed against the elderly. 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